If buying a home is your preferred approach, then you are likely to need to get a mortgage approval from a bank before you start looking at houses or apartments. The mortgage period is usually between 20 to 30 years.
You can find out more information about the loan amount, interest rates and other relevant information from the bank of your choice. You can also find out about which banks offer the lowest interest rates at finansportalen.no
The sale of the house/apartment is finalised through a bidding process. Prospective buyers can inform the property agent that they are interested in bidding for the house and it is the seller who decides which offer he/she accepts. Note that while the property agent acts as a go between for the buyer and the seller, it is the seller's interest that the agent represents.