Insurance

What do I gain by joining the National Insurance Scheme?

Membership in Norway's National Insurance Scheme (NIS), otherwise known as Folketrygd in Norwegian, gives you the right to services provided by the Norwegian Labour and Welfare Administration (NAV). These include health, unemployment and child benefits; pensions and employment schemes amongst others.

Contact NAV 

Chat with NAV’s chatbot Frida

Call and Service Centre: +47 55 55 33 33
Press 9 for the English menu and press 1 if you calling a s private individual.
Weekdays: 9:00-15:00

Contact the Norwegian Tax Administration (Skatteetaten)

Chat 

Tel: 800 80 000, if calling locally
Tel: +47 22 07 70 00, if calling from overseas
Weekdays: 9:00-14:30

How much do I need to contribute to the National Insurance scheme?

Your salary will help determine how much you'd pay to the National Insurance Scheme and you can see how much you've contributed in your annual tax statement. You can also view the contribution rates online.

It is the Norwegian Tax Administration (Skatteetaten) that deducts your contribution from your pay.

I come from the EU/EEA or Switzerland and I live and work in Norway.

You will automatically be enrolled in Norway's National Insurance Scheme (NIS), otherwise known as Folketrygd in Norwegian. This means that the national health service will partially cover your health care expenses and you will pay for treatment in the same way as Norwegians do.

Visit the Norwegian Labour and Welfare Administration (NAV) for answers to your questions about membership in the NIS.

Is my dependant family member who lives in the EU/EEA or Switzerland entitled to the National Insurance Scheme? 

Yes, your dependant famaily member has the right to be reimbursed for health care expenses incurred in the country that they reside in (Switzerland or another EU/EEA country) at Norway’s expense.

You will need to apply to Helfo for an S1 certificate to be eligible for this. Login to Helfo's digital form via altinn.no and attach a copy of your employment contract and confirmation from your employer that you are still an employee if the employment contract is more than one year old.

Either you or your dependant must then submit the S1 certificate to the National Insurance authorities in the country in which your dependant lives.  

Alternatively, you may also download the form and mail it to Helfo, Postboks 2415, 3104 Tønsberg, Norway.

I come from outside of the EU/EEA and I live and work in Norway. 

You will automatically be enrolled in Norway's National Insurance Scheme (NIS) otherwise, known as Folketrygd in Norwegian. This means that the national health service will partially cover your health care expenses and you will pay for treatment in the same way as Norwegians do.

Visit the Norwegian Labour and Welfare Administration (NAV) for answers to your questions about membership in the NIS. 

Do I need private health insurance?

If you would like quicker access to and a wider choice of private health care providers, then private health insurance can come in handy.

Around 10 percent of Norway’s population has private insurance.


Last modified 2 January 2024
Welcome Hub Agder was founded by Impact Hub and the Arendal Municipality, with support from Agder County Municipality, as an integrated part of the community to welcome international talent and their families to Arendal and Agder.
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